Get the money back. Skip the guesswork.
Ready-to-use letters, simple guides to common causes of loss, and checklists for every step of a file. Written in plain English, by someone who has worked these files for years.
Everything you need, in one place
No one hands you a manual for this job. This is the one we wish we'd had.
Letter Library
A letter for every stage of a file, from the first notice to the final closing. Fill in the blanks and send.
Open the library →Cause-of-Loss Guides
What happened, who might be responsible, and what proof to gather. One friendly guide per type of loss.
Pick a topic →Checklists
Step-by-step checks, like reviewing a release before you sign it, so nothing slips through.
See the checklists →Every file, six simple steps
Each guide on Subrobuddy follows the same path, so you always know where you are.
Identify
Figure out what caused the loss and who may be responsible.
Notify
Send notice to every party who may be responsible.
Investigate
Gather photos, reports, and expert findings.
Subrogate
Send the demand once the claim is paid.
Negotiate
Work toward a fair number with the other side.
Settle
Review the release, collect, and close the file.
Cause-of-loss guides
Pick the kind of loss on your desk today and get the full playbook.
Drafting tips that save you headaches
Small habits that keep your letters clean and your files moving.
Facts on paper, fault on the phone
Letters stick to what happened. Save the "who's to blame" talk for a call.
Say "responsible," not "negligent"
It keeps the tone calm and gets more people to respond.
Give 9 business days
That's a fair window for replies to a scene or lab exam invitation.
Notice letters don't mention payment
At notice, usually nothing has been paid yet, so leave it out.
Your next file just got easier.
Grab a letter, follow the steps, and get the money back.
Start with the Letter Library →